Simple question about bankruptcy?

Simple question about bankruptcy?

What is the most minor(pettiest) form of bankruptcy one can file? Or, what kind of bankruptcy has the least negative affects on your credit? Even if it has to do with a teeny bopper unable to pay off his Best Buy card. Possibly something else? Im very interested and would greatly appreciate an answer.

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Auto loan suggestion?
What are some good lenders for auto loans? My credit is good and am looking to borrow about $15K.
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Have subprime auto loans risen in USA the last few years?…how about household credit card debt?
is the cost of health care and health care insurance rising ….as well as cost of food and gasoline? is anyone connecting any dots here ?
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Does my situation allow me to still file for bankruptcy?
Laid off twice last year for several weeks, then this year for four months. Now back to work but haven’t paid credit card bills since September of 2008, with a credit settlement company, but not going good cause haven’t been employed. Even though back to work could I still file for bankruptcy?””
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When you file for bankruptcy chapter 13… what is the percent of income im left with to live on?
if i agree to make payments each month.. how much of that am i left with?
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American Express Gift card?
Hey i just got an american express gift card from a buddy and i want to buy stuff online but i dont know what to put in when it asks for personal information such as name billing adress stuff like that… what do i do? i tried it with my current stuff and i tried it with nothing.. please help!
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How long does it take to build up my credit enough so I can apply for a auto loan?
I want to buy a new vehicle for about $19,000. I have no one to co-sign for me. I got my first secured credit card about two months ago and have been paying on it consistently. I want to know how long I should wait to apply for an auto loan. I don’t want to apply for one to early because there’s a chance I’ll get denied and It’ll have a hit on my credit. For the loan I’m going through a Credit union so I don’t know if that helps any. Also I don’t want an insane interest rate. I would prefer that to be around 5% so does that mean I should wait longer? Thanks :)””
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Where can i find an online loan that IS NOT a payday loan? PLEASE HELP?

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Paying credit card bill online?
Can you pay a Wells Fargo credit card bill online using a Chase checking account? I added it as a payee, but I am not sure on what to put for payee account number. Also, how would Wells Fargo know you are the one that paid them?””
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How to fix you credit without paying for credit repair?

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Is declaring bankruptcy a good idea?
My husband and I are in$30K of debt. Living on one income. We dont make anywhere near enough to begin to pay the debt. It is in collection and court. Some say Bankruptcy is a good idea some say no.
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Do credit card purchases show up in your recent account activity online (Chase)?
I’m asking because I bought something from Amazon and thought I ordered on debit, however it’s not showing up in account activity as it should. So, I’m thinking maybe I accidentally made the purchase on credit instead of debit…? I already received the items too. Is it not showing up because credit purchases aren’t shown online or what?””
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How much will a credit score rise if…(Please read details!)?
My fiance has 3 credit cards that are all over the limit and have been in collections for a long time. When we get our taxes back next year we are going to use the money to completely pay off every single debt of his so he can buy a house. We are wondering how much his credit will rise from doing this? And also do you know what else besides this a person with a low credit score can do to raise their credit score? Thanks in advance.
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“”I’m in a lot of credit card debt (about 10,000) what are my options and what is the best thing to do?””
I lost my job about eight months ago and have been experiencing financial difficulty. If I get summoned to court do I have a good chance of winning because I lost my job and have always paid the bills on time with them? And lastly, the collection calls continues and is really freaking me out, what should I do? I get so scared that at times I lie to collectors and avoid speaking with them, because they use threats like your gonnna go to court””””. What should I do?””””””
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Where can i get a 5 grand loan when i have no credit?
i am a student and i need a car and i have no credit does anyone know where i can get a loan since i ave no credit???
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How do i find a bankruptcy case filed in oklahoma?
how do i find the court records for the bankruptcy filing by shawn m. lovejoy in tulsa?
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IS there a website that connects you with ordinary people willing to loan you money for whatever reason?
I know one existed around 2004ish. I’m looking for a website that will connect me to a lender that will give me a 500 dollar auto loan.
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Is there a free site to look up list of people who claimed bankrupcies in my county?
I am tring to find out if there is a website for the state of Illinois that can background someone’s past. If they have claimed bankrupcy, criminal acts, any reports on them at all. I have rentals and I am looking to do anything to attempt to find individuals with a clean background. Anything in that direction will help. My application requires a social S.# which I thought would be helpful for this information. Any web site or link would be appreciated. Thank you Bart””
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Should I try to buy a home before or after filing bankruptcy?
I am a 30 year old married mother of 2 little girls. My daughters were both born with health problems and both required surgery. This has left our family with a mountain of death for such things as hospital bills and airplane transport. It is our dream to own a home, but at this point we are even unable to get a decent car to drive. A friend told me to look into FHA loans, but we are to the point of needing to file bankrupcty. I am not sure if we should go ahead and try to get a home, therefore saving money as the payments would be lower than our rent, or wait 2 years after we file. My family of four currently lives in a 2 bedroom upstairs apartment, which I am thankful to have, but it isn’t the best for the little ones. Someone please tell me what are we to do? Thanks in advance for your help in this matter.””
“Simple question about bankruptcy?

What is the most minor(pettiest) form of bankruptcy one can file? Or, what kind of bankruptcy has the least negative affects on your credit? Even if it has to do with a teeny bopper unable to pay off his Best Buy card. Possibly something else? Im very interested and would greatly appreciate an answer.

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What happens if you don’t pay a 300 dollar payday loan?
i got a payday loan but i cant pay it what will happen if i stop my bank account will it go to collections
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I got my free credit report + score online through trans union + my score was 815. How accurate is that?

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Macroeconomics homework!!?
Jay and Joyce meet George, the banker, to work out the details of a mortgage. They all expect that inflation will be 2 percent over the term of the loan, and they agree on a nominal interest rate of 6 percent. As it turns out, the inflation rate is 5 percent over the term of the loan. a. What was the expected real interest rate? b. What was the actual real interest rate? c. Who benefited and who lost because of the unexpected inflation?””
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Any good personal loan companies out there for non homeowners (not payday loans)?
looking to borrow about $9000…but finding trawling the internet terrible! Don’t have a high credit score though. Please no silly answers…
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I heard a word that sounds like yoo-JEER-ee-us. I’d like to know the spelling and meaning.?
I heard this word on a news show, I think, describing bank rates. I can only guess at the spelling. Possibly eugerious or something like that. I can’t find it anywhere and am beginning to think the man just made it up. I’ve tried everything. Has anyone ever heard a word sounded out like yoo-JEER-ee-us?””
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Tryin to get an auto loan !?
My credit score is 612. I’ve been on my job over a year,also have direct depoit with my bank. Was wondering if 612 is decent enough to get an auto loan ? Also seeking ways to improve my score.””
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Payday Loans in the Seattle Area?
I’m looking for a payday loan in the seattle/tacoma area does anybody have any recommendations?
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Any catches to an early auto loan termination program?
I’ve received an offer from a local auto dealership and they’re offering to pay off my loan if I finance a new car through them — even if I’m upside down on the loan. Is there any catch to this type of program? Will they really cover a few thousand dollars in negative equity? I appreciate you sharing your experiences too.
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Which Bank offers best interest rate for educational loan ?
Which Bank / institute in India offers best interest rate for educational loan. I am looking for loan for post graduate study in USA after doing Engineering Degree from Mumbai University. Any valuable input shall be highly appreciated.
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How to get approved for auto loan if you had some credit problems?
we got into credit card debit we are now paying off these debits with the help of credit conseling program.this has helped us . we now are making all bills and we have a savings. we are about to pay off a car with usbank that we did not include creit conseling .we have good down payment .do we have a chance of getting a new loan with us
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Where can i check my credit report for free with out having to have a credit card since i dont have one?

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I have a credit score of 553 will I be able to get a home loan?
The thing is I have paid off all my debts so I have no debt and am hoping that in 12 months if it stays that way my score will raise and I will save 20% down. Do you think that will help me?
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Is it possible to get a $3000 loan in a week with bad credit and partime job?

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Will a credit card company recheck my credit on a card I haven’t used in a whilte?
I pulled my credit report and there is a credit card showing as open with a 23K available credit and -0- balance. The card was opened in 1989 and the company has not reported since 2004. I have since filed bankruptcy, but did not list the account as there was no balance on it at the time I filed. If I contact the company will they reissue the card? will they recheck my credit?””
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What would be a good credit card to improve my credit?

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Nj Real Estate Question?
Ralph places a mortgage of $140,000 to buy his house. He qualifies to carry a 5% mortgage on either a 25-year or 30-year loan. If he chooses to pay the loan off in 25 years, how much will he save, overall, in interest payments? a.$8,190 b.$24,948 c.$27,005 d.$45,700"”
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With Bad credit on your credit report . can you still get 90 days same as cash?
With 90 days same as cash , can you still get it with bad credit””
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What’s the quickest way to build credit?
Need assistance for credit report and to up credit rating. Any clue how this even works, would be greatly appreciated. And yes, before you start, I am a first time buyer.””
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Annual interest rate on credit card?
My annual interest rate”””” is 19.8%. I owe $150 on my credit card. On my monthly statement””
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Will I have to go in court for bankruptcy?

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Where can I find a personal loan of $2500?
My child’s father has not paid child support since last year; I have followed the proper proceedings in court however I am still in need of money. I do work full time and make $52,000 a year its just that the move is sudden and I don’t have the adequate funds to cover the moving expenses.””
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“”What are some national fiscal policies that can affect mortgage rates, housing starts, and housing prices? Be?””
What are some national fiscal policies that can affect mortgage rates, housing starts, and housing prices? Be sure to provide specific examples.””
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Has anyone used a free credit report service and NOT been scammed? I am looking to get a free credit report.?
It looks like they all have a membership..I just want the actual report. Anyone? Thanks in advance :)
“Simple question about bankruptcy?

What is the most minor(pettiest) form of bankruptcy one can file? Or, what kind of bankruptcy has the least negative affects on your credit? Even if it has to do with a teeny bopper unable to pay off his Best Buy card. Possibly something else? Im very interested and would greatly appreciate an answer.

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Should I use my first time home buyer tax credit to pay off the rest of my auto loan?
I have a 2006 Mazda 6 Friend of mine said that it was a lot to drop on a car. But I just want to be done car payments so I can save again, and enjoy a bigger paycheck.””
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How can i run my credit report?
free credit report.com scares me bacause you have to put in your credit card info.
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“”If I file for bankruptcy, can the trustee seize my already used student loan?””
I have filed for bankruptcy, and the trustee says they see fraud””””. I had a student loan wich I used to pay for aviation classes. Now the judge wants to take back my money from the university””
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Huntington Bank auto loan?
Ahh yea now why didn’t I think of that !!! I need the money by the end of the month Serious answers only!
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“”What if you file bankruptcy and it’s discharged already, how long would that stay on my record?

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Get an auto loan approval after a year?
I’ve just came to america as a permanent resident to live. I wanted to buy a new car, but without anyone to cosign for a car, i chose the option of leasing the car first. In the Lease agreement, the period is 3 years, after 3 years, i will buy the car. The concern comes into my mind that i had put $5000 for that leased car, heard of many tragic stories, i am afraid that even after 3 years and even i would buy the car, the dealer will stilltry to take my $5000 away (?) I will try to pay the monthly payment for the least car for the first year on time, then i will go to credit union, apply for an auto loan, then bring the approval and their check to the dealer,pay off the car to avoid the risk of loosing my $5000 I mean, is this possible? i made $2000 a month and pay $300 rent. Anyone think it is possible to get an approval after a year with that?””
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Is a 401k loan a secured debt?
I filed an offer in compromise (OIC), with the IRS, on behalf of a client. On their financial statement (form 433(a)(OIC)) I included loan repayment against a 401(k) as an expense. They rejected the OIC, saying the 401(k) loan is an unsecured debt. I say the 401(k) plan is collateral against the loan, therefore it is a secured debt. Who is correct?””
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“”How do i get a free credit score without paying, and no credit card?

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“”How can I get a $5,000 loan with no collateral and very poor credit?
We need a loan ASAP. We have no collateral and really bad credit. We DO NOT want any kind of payday loan. Just a regular loan to make monthly payments on. Any suggestions?
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“”Can you pay off a federal student loan, even if it is not included in your chapter 13 bankruptcy?””
Phil-i’m not the one paying it. My husband’s grandmother is going to pay it for us. We tried to put the loan in the bankruptcy, but they said it can’t be done since it’s a federal loan. My guarantor paid the loan and so I now owe them the money. They are telling me that in order for her to make the payment then they need a letter from my attorney giving me permission to pay outside the bankruptcy. The problem I have with that is one, the loan is not in the bankruptcy. Two, I’M not paying anything, she is. My attorney said that paying off that particular loan would be showing creditor preference. That’s bullcrap because the loan company is not one of my creditors, as stated before the loan is NOT included in the bankruptcy.””
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What is my credit score?

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How do you cancel freecreditscore.com account?
someone tell me…. Thanks in advance
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What is the best website for sexy lingure?? Must be true to size and at a fair price!!?

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Does a store cut up your credit card if you overmax it?
I’m just curious
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I need to borrow 1500 pound?
i am even consider selling my body for sex i am so desparate so i can put food in fridge and pay my bills please help
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How much do they charge to withdraw money from a atm?

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Credit Card: Cash Back/Rewards: Is It Worth It?
My credit card company sent a letter saying I’m eligible for cash back and rewards. The cash back is 1% on all purchases, in my case that will amount to almost nothing. To find out the rewards I have to register. Is it worth the trouble? Aren’t there a lot of hidden charges? Isn’t this going to be a spam magnet? Thanks for any help.””
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Payday loana?
are their any payday loan that i can trust.were can i get one i can trust
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Is a walmart credit card a good stepping stone to getting a regular credit card?
Hi, My husband are trying to build our credit score, we’ve always paid all of our bills on time and he has a good paying job (three years) we have no debts and 4,000 in savings and we were approved at wamu(our bank) but then a few weeks later we got a letter saying they could not offer us credit because lack of credit. we recently got our credit report and there isn’t anything on it really. (I thought our rent and bills and cell counted for something!) well anyways, would walmart give us a card? do they report to the credit agencies? any other ideas? any help is greatly appreciated!””
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Where can I get all 3 credit reports and 3 credit scores?
I know I can get a credit report for free, but I want to know where I can get all 3 scores and 3 reports from all 3 bureaus.””
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Where can i get an instant car loan with bad credit no credit?

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My credit score is 586 and I am looking to buy my first home? How can I get a good loan w/ low intrest rate?
I am for a 150–200k loan.
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Gemini’s best match?

“Simple question about bankruptcy?

What is the most minor(pettiest) form of bankruptcy one can file? Or, what kind of bankruptcy has the least negative affects on your credit? Even if it has to do with a teeny bopper unable to pay off his Best Buy card. Possibly something else? Im very interested and would greatly appreciate an answer.

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#repost

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Bad Credit Auto Loan? What do you recommend?

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Where is a good safe FREE place to get your credit score and/or credit report?
I have trie freecreditreport.com but they make you sign up for newsletters and things like that.
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How do you protect your credit score?
As of today, I have a good credit score mid 700’s. I have a descent income and several credit card that I use infrequently with the exception of one that has the majority of my debt and the lowest APR. I will pay this card off in the next few months. Over the past few years the other cards I hold have lowered my combined available credit from 75K to about 30K. How do I keep the Credit Card people from continuing to lower my available credit and reducing my credit score even though I have never missed a payment or made a late payment? As my available credit is reduced then the small revolving debt that I have appears larger than it really is. How can I pay off the revolving debt without loosing my available credit or should I contimnue to pay $50 over the balance to make myself look credit worthy on paper?””
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“”Im 16 years old, turning 17 soon, and I need an auto loan, where is the best place to get one?””
hahahaha i love it how these nigerians try to loan shark with me. nice one, mr shitwater”””” and i like your email””
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Good Loan Companies For Bad Credit?
I took out a payday loan a few years ago when I was desperate for cash. It was only 200 and I made the re-payments but then I would take another 200 loan because I needed it. The loan has gradually increased from 200 and now I owe 820. I pay 160 a month and I’m not actually clearing any of the debt. I pay it back and then just take out a new loan. My credit rating is awful which is why I turned to these people in the first place. I would like to take out a proper loan so that I’m paying less than 160 a month and I’m actually getting out of debt again. There are so many loan companies online but the apr is really high. Does anyone know of a company I could use? Or any other ideas? Other than winning the lottery. Thanks
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How to find a loan shark?
I need $5000.00 and have tried conventional methods. I am in serious need of help.
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Chase Bank Auto Loan?
Im an 18 years old student still in high school and I want to apply for the auto loan chase can give me. What are the requirements I would need for them to approve me?? I have a job that only last until the last day of school because I work at an elementary school. I was wondering if I should get another job to help get approval. My credit is also untouched, as this would be the first thing that would affect it. Would they still loan to me if my job ends in a few months and I have an unchanged credit score??? Any info onhowto get approval for this loan would be veryappreciated!””
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How can I get a credit rating? I have none.?
Dixie Darlin’ I think you mised the point. I can not GET any kind of credit account t o pay off to give me a credit rating. My Social Security Income is less than $600.00 per month, so there is no question of my being able to save up $300.00 or $500.00 or $1,000.00 in a savings account to get a Secure card or account to use in building my credit. I thought I could maybe rent something at one of those Rent-A-Center places, expensive as they are, to build my credit, but the weekly payments on the things I need are more than I can afford.””
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“”How to calculate sbi bank home loan 500000/- what is the interest , how to pay emi for 20 years?””
i want state bank of india housing loan 500000/- that’s why i want to know interest of state bank of india housing loan , how to pay emi for 20 years. plz let me give some suggestion””
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What is the best bad credit loan company that you don’t have to pay up front?

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What is the website where you can request your credit score/history for free every year?
I am talking about the place or website where you order your credit report from the 3 credit reporting agencies. Please help. Thanks.
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What is a good credit score?
The range of scores for my credit score is a low of 100 to a high of 300. It says a credit score is a number that reflects the information in your credit report. I got a new credit card from Best Buy and the HSBC sent me this in the mail..
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Does anyone else think the 3 dudes on the freecreditreport.com commercials are sexy?
Does anyone know where to find their web page or what their names are? They are so sexy to me
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Can i get help with a deposit on a private rented house?
i think your all getting the wrong impression. i have a 2 yr old son an one on the way and would like to move because of an abusive ex partner who has a courtinjunctionn but it expires in nov i am in a council property at min but they have only banded me silver and im having no luck with a exchange and want to get out of here for a fresh start for my kids. I am NOT asking anyone to foot the bill at all a loan is all i am asking to get me up and running that i INTEND on paying back the full amount.
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Does Dominos accept credit cards for online orders?
Can you pay online with the credit card while ordering? I don’t have enough cash, just my dad’s credit card info.””
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Can i use my credit card to withdraw cash from ATM?
or is it that only an ATM card is required?
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Fast loans?
am in uk !!!
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“”Does anyone know any loan sharks in indianapolis, indiana and yea i know the consequences?
i cant get a regular loan and i dont have anything to pawn or to sell or a morgage
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Can anyone tell me where I can get a payday loan or cash advance if I live in Georgia?

“Simple question about bankruptcy?

What is the most minor(pettiest) form of bankruptcy one can file? Or, what kind of bankruptcy has the least negative affects on your credit? Even if it has to do with a teeny bopper unable to pay off his Best Buy card. Possibly something else? Im very interested and would greatly appreciate an answer.

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